We’re bringing thousands of new customers right to your
Access thousands of new customers in markets all across the state
by becoming a participating lender in My First Texas Home. As a participating lender, you’ll be eligible to
offer qualified Texans low interest rate home loans, and down payment and closing cost assistance.
Participating lenders also receive
the following helpful benefits:
- Free advertising – inclusion in My First Texas Home materials distributed
- Free homebuyer education - Texas Homebuyer U helps your clients satisfy the homebuyer education requirement from anywhere, anytime!
- Simple process – streamlined approach with minimal paperwork
- Community Reinvestment Act (CRA) eligibility – in most cases, participation in this
program is a CRA eligible activity
- Marketing materials
Informative, 3-panel brochures describing My First Texas Home and the Texas Mortgage Credit Certificate Program are available in English and Spanish versions for your clients/borrowers! Each brochure includes the types of homes eligible under each program, four easy steps to becoming a homeowner using each program, and more!
Samples of 3-panel marketing brochures: My First Texas Home (PDF - English) or (PDF - Spanish), Texas MCC (PDF - English) or (PDF - Spanish)
My Choice Texas Home
Mortgage loans at 30-year, fixed interest rates with down payment and closing cost assistance – no first time homebuyer requirement!
The Texas Mortgage Credit Certificate Program
This program increases a family's disposable income by reducing its federal income tax obligation. The tax credit is valid for the term of the mortgage loan as long as the borrower occupies the property as their primary residence.
NEW eHP Texas Hotline: Assistance with user credentials, reservation updates, program forms, deficiencies and compliance approvals please call the eHP Texas Hotline at (512) 539-0009. Additional assistance can be accessed by calling (888) 643-7974 or visiting eHousingPlus.
Check out the Lender Guide for specific program guidelines.
For more information on becoming a participating lender, visit Documentation.