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Types of loans available through My First Texas Home/My Choice Texas Home:

The following loans qualify for My First Texas Home/My Choice Texas Home

  • FHA
  • VA
  • Conventional (Fannie Mae HFA Preferred)

Fees / Points Lender May Charge Borrower / Seller:

  • Origination Fee: At this time, there is not a loan/rate option where the homebuyer is charged a Origination Fee. Visit the "Available Funds" document for current rates and DPA options.
  • Application Fee: program fees listed below (Master Servicer/Tax Compliance Agent fees) may be charged to the borrower as an Application Fee.
  • Other Closing Cost: in accordance with agency policies; must be fully disclosed on Loan Estimate/Closing Disclosure
  • For Fannie Mae HFA Preferred only:  No Loan Level Price Adjustment.

Fees to Master Servicer/Tax Compliance Agent from Lender:

  • Compliance Fee: $225 – fee submitted to Tax Compliance Agent with Compliance File
  • Loan Review and Application Fee: $150 (Master Servicer nets at purchase)
  • Tax Service Fee: $85 (Master Servicer nets at purchase)
  • Any other fees required by Master Servicer.





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