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TDHCA New Low Rates
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Review rates, fees, and requirements.

Below are the fees, and requirements associated with these loans.

  • Current interest rate and exact closing costs can be obtained from a participating lender
  • All interest rates obtained through My First Texas Home or My Choice Texas Home are 30-year fixed annual percentage rate mortgage loans.
  • Must qualify under FHA, RHS, VA guidelines.
  • Homebuyer must occupy home within 60 days of closing.
  • As with most mortgage loans, there are fees (closing costs) associated with this program. TDHCA does, however, limit the fees participating lenders may charge to help minimize your costs of closing the loan. Contact a participating lender for a list of associated fees.
  • Understanding Recapture brochure (PDF).

Continue to Step 5 .



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