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Help for Texans
  • If you or someone you know is in need of assistance, please visit our Help for Texans page.

Home Loans with Down Payment Assistance and Closing Cost Assistance

Two budget friendly mortgage options include down payment assistance and closing cost assistance

My First Texas Home (MFTH)

  • Available to eligible home buyers from all professions
  • For eligible first time home buyers and veterans
  • Down payment assistance and closing cost assistance up to 5% of the mortgage loan
  • Combine with the Department’s Texas Mortgage Credit Certificate Program for maximum benefits! The Texas Mortgage Credit Certificate offers a dollar-for-dollar reduction on a homebuyer’s federal tax liability.
  • To learn more, visit our My First Texas Home page or contact a participating lender near you.

My Choice Texas Home (MCTH)

  • Available to eligible home buyers from all professions
  • For any qualifying home buyer
  • Down payment assistance and closing cost assistance up to 5% of the mortgage loan

To learn more, visit our My Choice Texas Home page or contact a participating lender near you.

 

   
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