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Lenders, it’s time to get with the programs:

My First Texas Home/My Choice Texas Home

The lender approval process for My First Texas Home/My Choice Texas Home is a shared process between the Texas Department of Housing and Community Affairs and our Master Servicer (Idaho HFA). If you are interested in participating in this program as a correspondent lender, begin the process by completing and sending to TDHCA the Request to Participate (PDF). The request will be submitted to the Programs Master Servicer (Idaho HFA) for review.

Upon satisfactory review by the Master Servicer, the Mortgage Lender will be required to complete and submit to TDHCA the My First Texas Home/My Choice Texas Home Lender Application Package. The participation package will be forwarded to Lender upon approval with Master Servicer.

After the participation package is received and reviewed by TDHCA, lenders will be issued a Notice of Acceptance as official program approval.

All required documentation must be submitted to:

Texas Department of Housing and Community Affairs (TDHCA)
Attn: Cathy Gutierrez or Erick Soriano, Texas Homeownership Division
221 E. 11th Street
Austin, Texas 78701
Phone: (512) 475-3356 or

We encourage every lender to learn how to assist their borrower with the TDHCA My First Texas Home. Please visit our Lender Training page to learn about training available to our lender partners. Only those lenders that are approved for the program and have participated in training can provide assistance to qualifying borrowers and be listed on the Lenders List.

Texas Mortgage Credit Certificate Program

Lenders who have an interest in participating in the Texas Mortgage Credit Certificate Program, or have questions on the Lender participation process, should call 800-792-1119.

My First Texas Home / My Choice Texas Home / Texas MCC Program Forms

TDHCA My First Texas Home, My Choice Texas Home and Texas MCC Program forms are accessed after the loan is reserved/certified in the eHousingPlus system. The program forms are auto-generated based on the loan data information provided at reservation, updated and certified. Sample forms can be found on the eHousingPlus website - select "Guide and Forms".

Additional forms:





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