Texas Department of Housing & Community Affairs - Building Homes and Strengthening Communities

Feature Facts

TDHCA feature facts provide demographic or economic information and is intended to assist the media in writing news articles or feature stories on anniversaries or observances relevant to housing and housing services. The information provided is relevant to programs for which TDHCA receives federal or state funding, provides oversight of, or in which TDHCA serves as an educational resource.

Media contact:
Kristina Tirloni 512-475-4743 kristina.tirloni@tdhca.state.tx.us

Investment in Texans, in homeownership

Launched in 1980 by the Texas Department of Housing and Community Affairs (TDHCA), the My First Texas Home (MFTH) program and the Texas Mortgage Credit Certificate (TXMCC) provide first-time, low- to moderate income home buyers access to competitive low interest rate home loans, down payment and closing cost assistance, and dollar-for-dollar tax reduction on federal tax liabilities.

In 2017, the MFTH and TXMCC programs advanced the dream of homeownership for more than 7,500 households across the state.

  • Average Purchase Price: $162,990
  • Average Credit Score: 676
  • Average age: 36
  • Average family size: 2.6
  • Average income: $52,600
  • Number of loans: 3,517
  • Number of MCC awarded: 4,291
  • Total loan amount: $900,728,625

The Texas Department of Housing and Community Affairs (TDHCA) serves as the only state housing finance agency.


About the Texas Department of Housing and Community Affairs
The Texas Department of Housing and Community Affairs is committed to expanding fair housing choice and opportunities for Texans through the administration and funding of affordable housing and homeownership opportunities, weatherization, and community-based services with the help of for-profits, nonprofits, and local governments. For more information about fair housing, funding opportunities, or services in your area, please visit www.tdhca.state.tx.us or the Learn about Fair Housing in Texas page. 

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