Texas Department of Housing & Community Affairs - Building Homes and Strengthening Communities

CDBG CARES Act (CDBG-CV)

Overview

The Community Development Block Grant CARES Act (CDBG-CV) program is designed to help Texans respond to and recover from the impacts of COVID-19. The Governor of the State of Texas has designated the Texas Department of Housing and Community Affairs (TDHCA) as the administrator of CDBG-CV to prevent, prepare for, and respond to the spread of COVID-19. The U.S. Department of Housing and Urban Development (HUD) has awarded TDHCA a total of $141,846,258 in CDBG-CV funds.

Texas Emergency Rental Assistance Program (TERAP)

TERAP provides rental assistance to income-eligible households impacted by COVID-19 to help them stay housed during the pandemic. The program can pay up to six months of an eligible household's rent, including rental arrears, with at least one of those months covering a month of future rent. Funds can be utilized to provide the Texas Eviction Diversion Program (TEDP) which provides rental assistance to tenants who have been sued for eviction, providing the landlord and tenant an alternative to eviction.

Texas Emergency Mortgage Assistance Program (TEMAP)

TDHCA made CDBG CARES funds available through a competitive application process to cities, counties, local and regional nonprofits and regional organizations to provide mortgage assistance in their jurisdictions, service areas or target. Through TEMAP’s competitive process, local service providers will be awarded funds to assist homeowners at or below 80% of the Area Medium Income who have been economically impacted by COVID-19 to help provide housing stability during the pandemic.

When the contracts with these organizations are finalized, assistance will be administered by local cities, counties and other local and regional service providers. The program can pay up to six months of an eligible homeowner’s mortgage, including payments in arrears, with at least one of those months covering a future month. Contact information for local service providers will be posted in June. Homeowners must contact a service provider in their area for assistance.